Schemes
Real chit values, terms and instalments, published up front.
There is a scheme for most budgets, from a first-time low-instalment saver to a high-value group. Compare the chit value, the term length and the fixed monthly instalment below.
A chit value for every budget and goal.
We offer chit schemes from ₹1,00,000 to ₹25,00,000 in value, running from 25 to 50 months. Whether you are saving ₹2,500 a month or ₹50,000, there is a scheme that fits your circumstances.
Compare the options below and pick the chit value and duration that match your monthly budget and your timeline.
| Chit value | Duration (months) | Monthly instalment |
|---|---|---|
| ₹1,00,000 | 25 | ₹4,000 |
| ₹1,00,000 | 40 | ₹2,500 |
| ₹1,50,000 | 30 | ₹5,000 |
| ₹2,00,000 | 40 | ₹5,000 |
| ₹2,00,000 | 25 | ₹8,000 |
| ₹3,00,000 | 40 | ₹7,500 |
| ₹3,00,000 | 30 | ₹10,000 |
| ₹5,00,000 | 50 | ₹10,000 |
| ₹5,00,000 | 40 | ₹12,500 |
| ₹5,00,000 | 25 | ₹20,000 |
| ₹6,00,000 | 30 | ₹20,000 |
| ₹10,00,000 | 50 | ₹20,000 |
| ₹25,00,000 | 50 | ₹50,000 |
The monthly instalment shown is the maximum subscription amount. In practice, most months you pay less than this, because the chit discount earned through bidding is divided among all subscribers as a dividend. See how a chit works for the full worked example.
Doorstep collection
Instalments are collected at the subscriber's doorstep, free of cost, by a professional from our branch, with a proper receipt every time.
Choose your term
Most chit values are offered at more than one duration, so you can trade a lower instalment for a longer term.
Bid when you need it
Any non-prized subscriber who is current on instalments can bid in the monthly auction for the pooled amount.
Not sure which chit value fits you?
Tell us your monthly budget and goal, and we will suggest a matching scheme.