About us
Registered, and run the same way since 1990.
We are a registered chit fund company catering to the financial needs of every class of people, in every walk of life.
We connect people with the funds they need, when they need them.
We understand the necessity of financial independence, and we connect subscribers with the funds they require, whenever they require it and for whatever purpose. You can effortlessly save, or borrow from us, by choosing from a range of chit groups sized to different budgets.
Chit funds carry a reputation problem: people ask whether the plans are legitimate, whether there are legal safeguards, and whether this is simply another money-multiplier scheme in disguise. Those concerns are fair, because unorganised operators have cheated subscribers elsewhere. We are a registered chit fund company, and our schemes, work modules and payouts follow the same systematic process for every group we run.
The commitments behind the name
V: Value for money
Schemes priced to be worth the discipline they ask of you.
I: Invest for a better future
Every instalment works toward a goal you set.
R: Rendering the best service
Doorstep collection and a responsive branch team.
C: Chit operations by professionals
Run by people who do this and only this.
H: Hassle-free money disbursement
A clear process when your bid is successful.
A: Absolute security and safety
Registered operation, documented obligations.
K: Key to investment planning
A savings structure you can plan a goal around.
R: Reduce financial burdens
A lower-cost route to a lump sum than many alternatives.
A: Attractive schemes
A published range of chit values and instalments to choose from.
Trusted partners
We keep our promises, and we are committed to doing business the right way.
Customer focused
We provide quality services that meet our subscribers' needs, not a generic product.
Improving the profession
Virchakra Chits Pvt Ltd is committed to improving the professionalism of the chit fund industry through quality service.
Safe, tailored options
We aim to provide safe, secure financial options suited to every segment of society we serve.
What we can confirm about this site, and what is still pending from us
Confirmed about this build
- Audited to WCAG 2.1 AA colour contrast
- No cookies or third-party tracking scripts
- Served over HTTPS, self-hosted fonts and assets
To be confirmed with the owner
Want the numbers before you call?
See real chit values, durations and monthly instalments on the schemes page.